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New Brampton Dealership helps you find the Car you Need!

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BY: ALYSSA MAHADEO

Buying a new car is an exciting, and simple process depending on who you ask. Doing research beforehand and knowing what questions to ask can make the process easier and less stressful especially if it’s your first time or your first big investment.

Since 1964, Performance Auto Group has built a reputation as one of Canada’s leading automotive groups. Their dealerships are amongst the highest volume stores in Ontario and have consistently received top recognition for providing outstanding care to every guest.

Walking into any dealership, most people are interested, but not immediately looking to buy. Chances are they are looking for a great salesman, someone reliable, someone they can count on to help them, in their buying process, who is receptive and understanding of their needs.

At Performance Auto Group, their core values are deeply rooted in each of their individual dealerships. They believe that every customer is entitled to the same great experience and go above and beyond in meeting the individual needs of each of their clients.

As one of Canada’s largest auto groups Performance Auto is always expanding, opening easily accessible dealerships to better serve their customers. They pride themselves on being able to offer an elevated level of service at their state-of-the-art dealerships, and their first priority is to provide their clients with an exceptional experience.

No stranger to the industry, the newly appointed General Manager of Performance Honda in Brampton, Nial Boatswain has garnered years of experience prior to joining the Performance Auto Group in December of last year.

Born of Guyanese heritage, Nial started his career in the industry while still living in Guyana in 1982. In 1989 after coming to Canada he began working as an apprentice at Scarborough Lexus Toyota, working towards acquiring his license to becoming a licensed service technician.

He worked his way up on the service side of the business before leaving in 1999 from his position as an Assistant Service Manager to become Service Manager at Formula Honda in Scarborough.

As a manager in the field, Nial gained a lot of experience working one on one with clients, understanding and gaining the ability to integrate the Performance Auto Group core values with his own to offer his customers the best service experience possible.

“I believe in a guest first experience, understanding what the guest’s needs are, and ensuring that the guest’s needs are met.” Nial shares.

In 2002 Nial joined Pickering Honda, where after working as a Service Manager for two years, he stepped into the role of General Manager at Ajax Nissan a role that he was more than qualified to fill but also required him to split his time between two dealerships.

In 2008 he relinquished his position at Nissan to focus on Formula Honda, and he remained there until early spring of last year, his ten plus years of experience leading him to become the General Manager of the newly opened dealership located at the 401 & Mayfield Auto Mall – Performance Honda.

As their newly appointed General Manager, Nial promises an exceptional guest experience for every client that walks through their doors.

“I am very selective in my hiring process,” Nial explains. “Outstanding customer service starts from how you hire your people and then create an environment where people feel like they are family.”

Through years of experience, Nial has learned that a motivated team is comprised of individuals who feel that their needs and what’s important to them are being accommodated by their manager.

“My guiding philosophies are that the members of my team need to be inspired and engaged.” Nial resolves. “If my staff is inspired and engaged, then my guest experience will be second to none.”

Recognized by Deloitte as one of Canada’s 50 Best Managed Companies, Performance Auto Group represents 23 automotive brands across 28 dealerships and 32 different locations.

Their dealerships are located in Brampton, Brantford, Bolton, Grimsby, Mississauga, Oakville, Orangeville, St. Catharines-Niagara, and Toronto. Performance Auto Group also includes AutoPlanet Direct, Ontario’s largest indoor used car showroom. Our brands include Audi, Acura, Honda, BMW, MINI, Chrysler, Dodge, Jeep, RAM, FIAT, Ford, Genesis, Hyundai, Kia, Lexus, Toyota, Mazda, Mercedes-Benz, smart, Mitsubishi, Nissan, Subaru, and Volkswagen.

“People come into the dealership with an objective, and we are offering them a solution,” Nial explains “Over the course of working towards their final objective they are able to acquire a vehicle, and our primary focus is taking care of the guest first as well as ensuring that consumer guidelines are met and established.”

Nial would like every client that visit their dealership services to feel at home and welcomed as part of the family. He promises a high degree of integrity with each customer experience that is transparent, easy to comprehend and leaves the client highly satisfied with their purchase at the end of their experience.

As of February 1st, Performance Honda is open for business and prepared to deliver on the highest level guest experience possible. “I want the community to know that their needs are going to be taken into consideration as we conduct business together,” Nial affirms.

Performance Honda is located at the 401 & Mayfield Automall at 30 Ace Drive in Brampton. They are deeply committed to helping you find the perfect vehicle to suit your needs. Stop in and let them put you in the car you need today!

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Promoting economic inclusivity are ways to contribute to positive financial changes in the Caribbean community

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Photo Credit: Drazen Zigic

BY SIMONE J. SMITH

How much of a difference does your upbringing make to your life? It’s a question that’s been debated for ages and, in a world with a greater focus on equity, the wealth gap within society is under the microscope.

Compare the Market AU has done a survey of more than 1,000 Canadians to ask questions about their upbringing, financial education and habits, social class and home ownership. Now, I am not sure the demographics of this research, but it did make me think; how much are we (the Caribbean community) represented in these numbers?

The survey revealed a good degree of class mobility, with 32.8% of Canadians who said they grew up working class now identifying as middle class.

Additionally, younger generations were more likely than previous generations to say they were raised upper class. While only 0.4% of Canadians aged 58 and above said they had an upper-class upbringing, this rose with each subsequent generation up to 10.8% for 18–25-year-olds. Research indicated that:

  • Younger generations are more likely to be born upper class than older generations
  • Almost one third of Canadians consider themselves serious savers
  • Over 40% of half of upper-class Canadians own a home, compared to less than a quarter of the working class

Upbringing can have a big impact on how people handle money as an adult:

  • 6% received helpful lessons on money from their parents
  • 7% said their parents taught them, but it wasn’t helpful
  • 3% said their parents didn’t teach them and they had to learn in other ways
  • 4% never received lessons from their parents on money and they still struggle today

This is where we as a community really need to focus our attention. Today, almost 40% of Canadians say they budget to save and spend on what they want, while almost a third (32.3%) consider themselves serious savers, rarely spending money on things they don’t seriously need. Over one-in-ten were impulse buyers (12.0%). Worryingly, a further one-in-ten said they rarely had savings and spent beyond their means (13.2%).

When it comes to home ownership, just under 60% of our survey respondents who were 18–25-year-olds were non-homeowners while just over 41% were homeowners (either with a mortgage or owning outright), but this changed with over 50% of 26–41-year-olds owning a home vs 47% who didn’t. Older generations were even more likely to be homeowners, with over 65% of those aged 58 and above being homeowners.

Of course, on one hand, this is to be expected. The older you are, the more time you’ve had to save up money for a house. The problem is that house prices have outstripped wage growth, so those dreaming of owning a home are chasing a goal that’s getting further away from them every year.

This is where wealth (and family financial support) can make a big difference in home ownership. In Canada, 63.1% of the working class didn’t own a home, compared to 42.5% of the upper class and 37.5% of the middle class who owned, with a mortgage.

The data shows that many Canadians have been able to work their way up the social ladder by having helpful guidance in childhood or educating themselves about money, but it isn’t always easy. As Stephen Zeller, General Manager of Money at Compare the Market notes, knowledge can be the difference between sinking and swimming in an economy that seems to be set on inflation.

“There are some great resources out there to help people get a better understanding and manage their finances. Saving even just a small amount in terms of your interest rate can save you thousands of dollars over the course of the loan.”

Promoting financial literacy and empowerment within the Caribbean community can be a positive step toward fostering a healthier relationship with money. Encouraging open discussions about financial matters, providing access to education and resources, and promoting economic inclusivity are ways to contribute to positive change.

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Canada’s international students are being hustled; What you need to know about being a student in Canada

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Photo by Rdne-Stock-Project

BY MICHAEL THOMAS

“Expenses are getting higher; everything is getting more expensive. It’s so messed up. If I had known the ground reality, I wouldn’t have come.”

These are the words of Ravneet Singh, a student who traveled over 250 miles just to go to school. What would make an international student say such a thing about Canada? Let us find out.

East Indian students make up the majority of the international students coming to Canada to study and hopefully stay and work, but there is a hefty price to pay, and one these students never bargained for.

Canada’s present government has opened the door to international students through a foreign-study visa. These aspiring youngsters spend big bucks to come here with high hopes of making it big in cities like Toronto and beyond, but it is anyone’s guess if the College recruiters ever tell these poor foreign youngsters the truth about what Canada has become recently.

Many of the colleges due to the heavy influx of students have teamed up with so-called private learning enterprises and subcontracted the courses to the latter, and as a result, Immigration Minister Marc Miller called the education the students are lining up for, “Shoddy programs.” “People are being exploited,” Miller said in an interview with a reputable news source.

There is more; these students bring over $22 billion to Canada’s economy annually, not to mention cheap labor for places like the fast-food industry, yet they are being shortchanged on their education and milked by the colleges. These foreign students pay five times the tuition of Canadian undergraduates.

This is the reason why Singh, whom I mentioned in paragraph two, cannot afford the cost of rent near his school and therefore must start his day as early as 3:00 am just so he can reach his 9:00 am class.

Even immigration consultants are reporting that business is booming thanks to foreign students. Brampton immigration consultant Sandeep Singh confessed that students now form about 90% of his firm’s business.

The Trudeau government has decided to flood Canada with immigrants, students included. This move has tripled the number of foreign students to more than one million. Today, about 1 in 40 people in the country are on a foreign-study visa.

An Environics Institute poll found that 44% of Canadians said there’s too much immigration to the country, a stunning 17-point jump from the prior year – the largest change in opinion since the survey began in 1977.

Somehow Trudeau’s government seems to have forgotten that these students would need: housing, jobs, and lots more, so as we see, arriving here is the easy part.

Let’s revisit paragraph five: What Canada has become recently? These are some of the things the college recruiters and the Trudeau government need to let these international students know before issuing these visas, taking their hard-earned money, and leaving them up to their fate:

  • Lately, Canada has become a place where a one-bedroom apartment can easily cost upwards of $2000.
  • Lately, the cost of groceries has more than tripled.
  • Lately, even the average working Canadian cannot afford the staples of day-to-day living.
  • Lately, a lot of ordinary folks are living in their cars.
  • Lately, food banks have become the second home of a large number of Canada’s population.
  • Lately in Canada, free speech does not exist. It is now called hate speech with jail time attached, if things go according to “Uncle Justin’s” plans.

Here is an example of how bad things have gotten.

This is happening countrywide even as far as Sydney, Nova Scotia. At a Hallmark store, manager Tasha Myers receives about 10 to 15 resumes from students per day, forming a thick pile in a red envelope on her counter. “Yesterday, we had at least 12 students before noon looking for literally anything. They say, ‘Just give me three or five hours a week’ or ‘I’ll wash the toilets,’” she said. Yes, this is what foreign students are reduced to in Canada.

Some students are spending more time working, or hunting for work rather than attending classes, just to keep up with the cost of living here.

Many of these private-public schools focus on selling non-degree programs with easy or broad subjects, and classes two or three days a week. It is no wonder Canada’s immigration minister fears these students will end up driving Uber taxis as a profession.

In a move to do some much-needed damage control, the country’s Immigration Minister Marc Miller has announced a temporary limit to the number of student visas and is promising further measures soon.

It speaks volumes when an immigration minister calls out colleges for “Shoddy programs and sham commerce degrees.” I am just wondering if he and his government knew this all along while issuing those hundreds of thousands of student visas.

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The African-Canadian Advisory Committee disbanded during Black History Month

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BY PAUL JUNOR

The vote by trustees of the Toronto Catholic District School Board to disband the African-Canadian Advisory Committee (ACAC) during Black History Month brought shock and dismay to many concerned Toronto: Catholic parents, community members and students. This was truly not expected as expectations were high about its vital role.

The committee has been in existence since 1984, and many hoped that it would bring much needed and necessary changes to the largest Catholic school board in North America.

Details about the mission, vision and goals of ACAC can be seen in a report titled, “Black Voices Study” that was released in June 2023 by Brandy Doan-Goas and Natalie Young. The study aimed to bring awareness to the experiences of Black students, staff and families at the TCDSB in order to allow for increased awareness and understanding of how anti-Black racism is contextually prevalent within the TCDSB.

The ACAC was devoted to ensuring that the interests of all TCDSB members, students, staff, parents, and stakeholders are advanced within the African diaspora. It notes further that it endeavors to provide success in areas of Black student achievement and well-being, Black parental engagement, and Black staff development within the operations of Catholic educational service delivery, based on data that enhance culturally relevant and responsive pedagogical practices (TCDSB n.d).

The phenomenal work that ACAC has played in the TCDSB cannot be trivialized, devalued and underestimated since its inception. The appointment of Dr. Brendon Browne as Director of the TCDSB in September 2020 (who was hired from outside the board) saw him acknowledge the reality of anti-Black racism within the board. He was aware of the crucial role that ACAC played and the work of former Chair Kenneth Jeffers and Kirk Mark, former co-coordinator of Race and Ethnic Relations, Multiculturalism and Community Services.

The appointment of Derek Chen as Superintendent of Equity (who lacked any experience in equity work and initiatives) did not further the equity agenda. The subsequent resignation of Jeffers and Mark from the ACAC brought focus to inherent deficiencies and inequities within the board.

I spoke to Kirk Mark on February 21st, regarding the TCDSB’s vote to disband the ACAC. He said he was shocked and surprised that the board has made this poorly conceived decision in light of the many: challenges, issues and concerns that have been levied against it with respect to accusations of systemic racism, particularly anti-Black racism over the years. In his capacity as a senior administrator with the TCDSB he was aware directly of the: history, culture, issues, and challenges with respect to the implementation of programs, policies, and initiatives to tackle anti-Black racism.

In an article, Jeffers posed an illuminating question in light of the motion to disband the ACAC. He writes, “The immediate question lies in the area of why the so-called ACAC was not proactive in informing the community, and what was the rationale for such draconian action by the TCDSB in this global celebration of Black History Month.”

Jeffers notes further, “The fact that the TCDSB made this decision during the height of Black History Month with the prevalent award ceremonies and statements of recognition of everyone who has presumably contributed to the development of the community is mind-boggling but not unexpected.” Rather than focus on the disbanding of this committee, Jeffers sees a light at the end of the tunnel. He hypotheses, “However, if there is a positive aspect to this, it is the fact that the humiliation and disrespect of our Black community may motivate some to determine why successes in the past were not sustained and, more importantly, what we need to do now to address the fierce urgency to improve the life of our Black youth.”

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