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Almost Homeless – Eight years of Justin Trudeau; Canada’s housing is against the ropes, and Toronto renters suffer

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BY MICHAEL THOMAS

“After eight years of Trudeau, the average price of a home in Toronto is now over a million dollars and the average rent on a two-bedroom apartment has more than doubled to over $3,200 a month. Canadians can’t afford this and that is why in nearly every city, middle-class Canadians are forced to live in tent encampments.”

The above quote is an attempt to write Justin Trudeau’s biography, or part of his legacy by Scott Aitchison, Conservative Shadow Minister for Housing and Diversity and Inclusion.

According to Aitchison, “Justin Trudeau’s response has been to re-announce a failed loan program, which has only resulted in the completion of 11,000 homes over the course of seven years and create more bureaucracy, which will raise the cost of housing even more.”

What exactly is happening here in Canada? Canadians let us look at the numbers and see if they add up.

According to the RBC Housing Affordability Report, in Toronto, a household earning a median income needed to spend 84.8% of their income just to cover the costs of owning an average home at market price. This metric has “reached its worst level ever.”

It now requires 63.5% of income to buy an average-priced home compared to 2015 when the same measure was 39.3%.  The income required to purchase a home in Toronto rose by $11,100 in 2023, to $218,100, according to Ratehub.ca.

A home in Greater Toronto was $1,089,800 in February 2024, compared to $601,800 in October 2015. A rise of almost double the cost. Which working-class family can afford this in present-day Toronto? This information is from the Canadian Real Estate Association.

According to the  National Bank, it now takes 25 years to save for a down payment in Toronto. The mortgage payment as percentage of income is 87.8% in Toronto.

I hope that this information takes care of the question, why are so many Torontonians homeless or living in their cars? Maybe not. Here are some troubling homeless stats.

“As of October, [Toronto] is sheltering 10,700 people and turning away approximately 275 others on a daily basis,” said Gord Tanner, the city’s Director of homelessness initiatives. “Growing number of homeless people turning to ERs for shelter and warmth in Ontario. In Toronto hospitals specifically, those cold-weather ER visits by homeless people skyrocketed by 68%.”

Let’s look at where our Canadian tax dollars are going and see if any meaningful progress is being made.

The Apartment Construction Loan Program is an existing program that was rebranded in the 2023 Fall Economic Statement. It was previously the Rental Construction Financing Initiative (RCFI) which was created in 2017. When the program was launched in April 2017, it promised $25.65 billion in loan financing and had an original goal of creating 71,000 new rental housing units by 2027/28. However, in the 7 years since the program launched it has committed $18.19 billion in loans, which has only resulted in the completion of 11,208 homes, as of the latest data from December 2023.

After re-announcing and rebranding the program in the 2023 Fall Economic Statement, Trudeau’s government topped up the program with funding for an additional $15 billion in loans, bringing the total available loans to over $40 billion.

Trudeau’s regime was promising Canadians that this additional funding would create 30,000 additional units, bringing the total units to 101,000 even though the program is not coming anywhere close to completing the original 71,000 homes promised to Canadians in 2017.

Now, the Liberals announced that in Budget 2024, they would fund an additional $15 billion in loans, bringing the total to $55 billion even though less than half of the loans already available under the program have been awarded. Once again Trudeau’s regime promised that this additional funding would support the creation of an additional 30,000 new apartment units, bringing the total to 131,000 units promised with only 11,208 or 8.5% completed. In layman’s terms, Canadians’ tax dollars were spent, and they were lied to.

I spoke to Sam Lilly who is the Press Secretary – shadow cabinet from the office of the leader of the Official Opposition. “From 2015 to now, what has happened,” I asked him?

“We’ve seen Justin Trudeau’s inflationary spending and taxes have put pressure on interest rates and cost of living after Trudeau printed 600 billion worth of money.”

“According to CMHC,” Lilly said, “We are short 5.8 million houses in Canada, and those houses have to be built in the next decade and we are way off target.”

“The next problem,” he said, “is that Justin Trudeau keeps giving money to these municipalities that are blocking the permitting of homes. There is a sort of ‘not in my backyard NIMBYism,’ and Justin just keeps feeding them money –no questions asked.”

The alarming rise of almost double the cost in present-day Toronto creates an insurmountable burden for working-class families, rendering housing increasingly unattainable. Such an escalation disproportionately affects marginalized communities, exacerbating the existing economic disparities. The profound impact of this surge extends beyond mere financial strain, as it amplifies societal inequalities, perpetuating cycles of poverty and exclusion. Urgent measures are imperative to address this crisis and safeguard the fundamental right to adequate housing for all residents, regardless of socioeconomic status.

The repercussions of Justin Trudeau’s inflationary spending and tax policies have become increasingly apparent, exerting significant pressure on interest rates and the cost of living. As citizens navigate these economic challenges, it becomes imperative for policymakers to prioritize measures that promote stability, fiscal responsibility, and sustainable economic growth to alleviate the burden on households and ensure long-term prosperity for all Canadians.

REFERENCES:

https://www.ratehub.ca/blog/2023-marks-a-terrible-year-for-home-affordability/

https://www.crea.ca/housing-market-stats/mls-home-price-index/hpi-tool/

In his new role as a reporter and Journalist, Michael can he be described in two words: brilliant, and relentless. Michael Thomas aka Redman was born in Grenada, and at an early age realized his love for music. He began his musical journey as a reggae performer with the street DJs and selectors. After he moved to Toronto in 1989, he started singing with the calypso tents, and in 2008, and 2009 he won the People’s Choice Award and the coveted title of Calypso Monarch. He has taken this same passion, and has begun to focus his attention on doing working within the community.

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1 Comment

1 Comment

  1. steven kaszab

    April 23, 2024 at 2:07 pm

    Since when has it been the job of the Federal Government to initiate and build housing starts?
    Where has been the so called business friendly Provincial Governments? Tell you where, afraid to tax their folks, so begging for revenue from the Feds as usual .

    The business world, developers and real estate tycoons are responsible for limiting the builds and driving the cost sky high!

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“We want 9-8-8 to become as familiar as dialing 9-1-1,” 9-8-8 Celebrates one year serving the community

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BY SIMONE J. SMITH

The holiday season, a time often associated with joy and celebration, can paradoxically trigger a decline in mental well-being for many. Coupled with the ongoing pressures of inflation, rising crime rates, and the abrupt shift of daylight savings time, particularly in northern regions, these factors can create a perfect storm for individuals struggling with their mental health.

Suicide, a tragic reality, knows no boundaries, impacting people of all ages and backgrounds. In Canada alone, a staggering average of 4,500 lives are lost to suicide each year, translating to approximately 12 individuals per day. The impact of each suicide extends far beyond the individual, leaving a trail of grief and devastation among family, friends, and communities.

On November 30th, 2023, Canada launched 9-8-8 Suicide Crisis Helpline. It is for anyone thinking about suicide, feeling hopeless, or like they are struggling to cope. The Centre for Addiction and Mental Health (CAMH) in Toronto, Canada’s largest mental health teaching hospital, leads and coordinates delivery of 9-8-8 nationwide. 9-8-8 is funded by the Government of Canada, through the Public Health Agency of Canada.

A growing network of nearly 40 experienced local and national crisis line partners across the country provide culturally appropriate, lifesaving supports to people who call or text the helpline.

Over the past year, 9-8-8 crisis responders have answered more than 300,000 calls and texts to the national helpline. 9-8-8 answers an average of almost 30,000 calls and texts per month – approximately 1,000 calls and texts per day. In Ontario, 9-8-8 responders answer an average of over 12,000 calls and texts per month (more than 135,000 from the launch to October 31st, 2024).

The goal of the three-digit helpline is to prevent suicide by making it as simple as possible for people to get the help they need, when they need it most. 9-8-8 provides urgent, live support by phone and text to people in every province and territory across the country in English and French, 24/7, every day of the year.

Last week, I had a chance to speak with Nika Khossravi, 9-8-8 Crisis Responder, and she shared with me her reason for becoming a responder, and the importance of 9-8-8.

“Last year I experienced the loss of a friend to suicide,” Nika shares, “When I was grieving the loss, I did a lot of reflection, and I realized that I did not have the tools to assist my friend. I dug deep and volunteered and learned a lot. What many of us don’t take into consideration is how suicide affects survivors of suicide. We don’t like to say suicide is contagious, but sometimes it becomes more of a reality, especially when someone close to you has committed suicide.”

What are the biggest challenges you anticipate in ensuring equitable access to the 9-8-8 helpline for all Canadians, including those in remote, rural, and underserved communities,” I inquired?

“It serves every single city in Canada. It is the same as 9-1-1. Let’s be honest, when you are in crisis, you are not thinking about long drawn-out numbers. We want 9-8-8 to become as familiar as dialing 9-1-1,”

“Are there mechanisms for seamless referrals and follow-up care?”

“Responders offer follow calls within 24 hours, and some are able to do referrals to local distress centres. 211 is one of the resource databases that we can provide for them.”

9-8-8 also offers support and advice for people who are worried someone they know may be considering suicide. Whatever you are going through, you don’t have to face your problems on your own. 9-8-8 responders are here to listen. No one who calls or texts 9-8-8 will be turned away. Everyone who contacts 9-8-8 will be assessed for suicide risk.

“What are the initial expectations and long-term goals for the 9-8-8 helpline in terms of reducing suicide rates and improving mental health outcomes for Canadians?”

“We want people to be aware. We are a resource to those who think someone in their lives might be thinking about suicide. We want 9-8-8 to be as familiar to Canadians as 9-1-1.”

By texting or calling 9-8-8, people can connect with a responder who’s ready to
listen and trained to help. 9-8-8 responders work with callers and texters to explore ways to cope when things are overwhelming and find a path to safety. Responder training is informed by evidence, best practices and engagement with organizations representing populations most affected by suicide to ensure that anyone, anywhere, can access the support they need.

For more information and to receive the latest updates, please visit www.988.ca  or connect with them on our social media platforms:
Twitter: @988Canada
Facebook: 988Canada
Instagram: @988Canada
LinkedIn: 988Canada

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The health disaster caused by the tobacco industry is still ongoing and needs immediate attention

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BY PAUL JUNOR

The announced lawsuit seeking $500 billion against the tobacco companies could potentially be settled. The Canadian Cancer Society (CCS) issued a press release on October 18th, 2024, in which it expressed reservations. The Ontario government is supportive, but there have been mixed reactions from others.

The proposed lawsuit would dispense the following:

  • $24.7 billion over time to provinces and territories, including $6.3 billion up front, and the remainder paid out as a percentage of tobacco company profits, including 85% of net after-tax profits in the first five years, and then 80% declining to 70% in subsequent years, until the $24.7 billion is paid
  • $4.1 billion to the Quebec class action plaintiffs
  • $2.5 billion to individual victims across Canada beyond the Quebec class action plaintiffs
  • $1.0 billion to a Foundation to fund research for the diagnosis and treatment of tobacco-related disease.

Rob Cunningham, lawyer for the CCS and Senior Policy Analyst states, “The approach in the proposed settlement falls massively short and fails to protect the future health of Canadians properly. How can such an approach possibly be justified when we continue to have millions of Canadians who smoke each year and tobacco remains the leading cause of cancer death? This settlement fails to support public health efforts to reduce smoking.”

Cunningham is supportive of the $1 billion funding, which will go towards the foundation independent of the government but expressed concerns that it will not be involved in proactive measures such as: smoking cessation initiatives, awareness campaigns, or public health programs.

Cunningham would like to see specific changes before approval. He notes, “The foundation must have the ability to fund a full range of initiatives to reduce tobacco use, such as smoking cessation and community programs, among others. Moreover, as in the U.S, the settlement in Canada should contain policy measures to reduce tobacco use such as banning remaining tobacco promotion and should require public disclosure of secret tobacco company internal documents.”

Some of the data presented by Canada Cancer Society include:

  • Smoking is the leading cause of disease and death in Canada with 16,000 deaths in Ontario and 46,000 in Canada
  • The rate of smoking is 11.4% for age 18 and older according to 2023 stats
  • About 3.6 million Canadians are smokers

The Canada Cancer Society highlights some of the wrongful actions of the tobacco industry such as:

  • Marketing to underage teenagers
  • Advertising to women with themes of slimness and fashion
  • Denying that smoking caused cancer and other diseases
  • Failing to warn consumers adequately
  • Using misleading advertising, including for so-called “light” and “mild” cigarettes
  • Lobbying aggressively against tobacco control laws

Cunningham states, “Without investing in significant measures to reduce tobacco use, this proposed settlement misses the very intention of the lawsuits in the first place, which is to curtail the damages caused by the tobacco industry. The health disaster caused by the tobacco industry is still ongoing and needs immediate attention, which this proposed settlement fails to do. This is a deal that won’t reduce smoking.”

The three major tobacco companies in Canada include:

  • Imperial Tobacco Canada Ltd. (owned by British American Tobacco)
  • Rothmans, Benson & Hedges Inc. (owned by Philip Morris International)
  • JTI-Macdonald Corp (owned by Japan Tobacco)

Gar Mahood of the Campaign for Justice on Tobacco Fraud acknowledged the settlement is a “Hollow victory. The settlement went from $500 billion in claimed damages (the costs to the health care system for treating smoking-related illness) to just over $24.7 billion. It’s a financial cave-in that will be paid for by current addicted smokers, the most at-risk group in the proposed settlement, and youth who will become addicted.”

“It is a meaningful first step in acknowledging decades of harm,” states Jessica Buckley, President and CEO at the Lung Health Foundation (LHF) notes further, “But financial restitution can’t make up for the loss of life. It can’t make up for the experiences of Canadians who have suffered through lung cancer and COPD. It’s not enough for people who are struggling to breathe right now.”

“It is crucial to ensure that more resources are allocated to lung health prevention programs, research and education efforts.

She is not sure if the funds will go directly into practical steps. “LHF is pushing fit a Smoke-Free Generation, a move that if enacted, would protect youth from addiction by ensuring that youth born after a certain date would never legally become of age to purchase tobacco products.”

Jacob Shelley, co-director of the Health Ethics, Law and Policy lab at Western University shares that he is pleased that plaintiffs will receive restitution after five years of going through the courts. He states, “It’s not a meaningful individual victory in the sense of like a big payout, but it’s meaningful and there is going to be an opportunity for collection on this claim, which started decades ago, and that there is recognition and an imposition of liability for the failure to warn about the risks associated with the use of this product.”

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The world says goodbye to the Calypso Lion, Dennis James Sr

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Photo credit - Dennis James Web Page

BY MICHAEL THOMAS

Three-time Canadian Calypso monarch and Saint Lucian-born Mr. Dennis James Sr. has left us. Uncle Dennis as would sometimes call him was an extremely passionate performer. Anyone who attended a Calypso tent where Dennis James sang could testify to this. He was a reticent brother by nature but make no mistake when he hit the stage you knew it was showtime.

Always dressed to the teeth, Dennis left no stone unturned musically. He was not just a Calypso singer, Dennis touched almost every genre musically from: Soca, Calypso to RnB, and more. Every song Dennis James did he brought his fiery touch to it like a stamp.

James was crowned Canadian Calypso monarch first in 2001, then 2002, and 2006. From the day James touched down in Toronto to perform as a Calypso artist, he was loved. Some artists have to grow into that love, the audience gave Dennis that package naturally.

With songs like “West Indians Unite,” “Words I Did Not Say,” “Nothing to Declare,”  “The Thunder,” and “Thank You Toronto,” it is said that as a Calypso artist, if you knew you were competing against Dennis James, you better do your homework.

One of the founding members of the Calypso organization here in Toronto and artist Juno D Kanhai aka Juno D’ Lord remembers Dennis James in two words as a “Great crooner.”

Seven-time Canadian Calypso monarch Tara Woods (aka Macoomere-Fifi) told me, “I called him Mr. Toronto. From the time Dennis James landed in Toronto, he was loved by everyone. He was always grateful for the love, and very shy about his talent.”

“Dennis may have looked unassuming, that is until he hit the stage. I will always remember Dennis onstage with that smile that is all his own, and the vocal explosion when he feels the audience’s love.”

“You had to be afraid,” she said. “Dennis was one of the guys you had to watch as a competitor. You could not take him lightly. He has left us a legacy. Rest in peace Mr. T.O.”

I spoke to five-time Canadian Calypso monarch Bryan Thornhill (aka “Structure”) who competed against Dennis in the Calypso arena, “I first met Dennis in 2003 in the Calypso finals. Even though we were fierce competitors we had that admiration for each other’s work. His strong voice and renditions made him a formidable force and added color to the Kaiso mosaic. My deepest condolences to his family. He will always be remembered. May he Rest in Peace!”

Calypso Monarch and Soca king Joel Davis (aka “Connector”) had this to say of James. “He was a giant in the business, a humble but serious man who I considered a cultural ambassador. He executed his vocal range with a vengeance.”

Five-time Canadian Calypso monarch Michael Moore (aka the Lord Beginner) also weighed in on his memory of Dennis James. “What I liked about him was his aggressive nature on stage. Even though we performed in the same tent I told myself, I better watch him. James was smooth, Dennis performed nicely, and he knew how to get the crowd involved in the Calypso. He was a fierce competitor, and I liked him, but you know me, even though we were in the same camp I have no friends when it came to the competition, but I am very sympathetic about his passing.”

One of the things I have learned as an artist from Dennis is to document my work. James would post songs that he recorded in the 70s as well as his latest work, both his music and the pictures from that era he kept. Not many artists have that mindset.

Even though James has lived in the US and Canada he has never forgotten his Saint Lucian roots going back from time to time and even competing in the Island’s national Calypso competition.

I have always liked how Dennis James packaged and presented himself as an artist. He took his craft seriously and I respect that. On behalf of the Toronto Calypso fraternity, I extend condolences to his wife and family. Dennis James, may you fly high King. You will be fondly remembered.

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