BY: JAY BRIJPAUL Happy New Year. The new rule about mortgage stress test kicked off on January 1st. Buyers will qualify for about twenty percent less...
BY: JAY BRIJPAUL On a lovely summer day, my family and I drove along a scenic route in Nova Scotia. We arranged to stay at a...
BY: JAY BRIJPAUL The Office of the Superintendent of Financial Institutions (OSFI) introduced a stress test as a new way to qualify buyers. A stress test, as you...
BY: JAY BRIJPAUL The federal government recently revealed a brave plan to spend over $40 billion dollars in ten years towards affordable housing. The money will...
BY: JAY BRIJPAUL According to Daniel Goldstein from Market Watch, “Plastic surgery might improve one’s looks. But so, might a little makeup. When it comes to...
BY: JAY BRIJPAUL Saving for retirement in an RRSP account is one of the few tax benefits remaining for Canadians. Most contributors do not manage their...
BY: JAY BRIJPAUL Buying residential real estate for profit is more of an art. Here is a guide to building wealth in real estate. The following...
BY: JAY BRIJPAUL A homeowner in Toronto found out that almost 30% of the property he thought he owned belonged to the city. When he purchased...
BY: JAY BRIJPAUL Equifax is one of Canada’s largest credit reporting agencies. It is a depository where consumers’ valuable information such as social insurance numbers, driver...
BY: JAY BRIJPAUL With the internet, many professionals find themselves working from home. A mortgage underwriter I knew, for example, worked out of his cottage. This...
