BY: DELLIA RISMAY Mortgage. Loan. Debt. These are words that tend to induce feelings of dread, stress, and anxiety in many people. They can invoke ideas...
BY: JAY BRIJPAUL We, as humans, are predictable. We have a crowd mentality. Many of us follow the follower when it comes to big decisions. Home...
BY: JAY BRIJPAUL Jacob and Andrea get $2,000 cash flow every month from their home. They took a home equity line of credit for $300,000 at...
BY: JAY BRIJPAUL A mortgage is a loan given in exchange for the title of a property. A first mortgage is called the legal mortgage and...
BY: JAY BRIJPAUL A home purchase is one of the biggest decisions you will ever make. It involves hundreds of thousands of dollars and one decision...
BY: JAY BRIJPAUL John and Mary bought their first newly built home two years ago and closing is quickly approaching. They had already signed off on...
BY: JAY BRIJPAUL “Congratulations on your purchase; here are the keys and remember to change your locks,” said Daniella’s real estate lawyer.” Daniella considered buying a...
BY: JAY BRIJPAUL George was excited when he bought his newly built condominium, but he noticed that the showroom model was larger than the one he...
BY: JAY BRIJPAUL Happy New Year. The new rule about mortgage stress test kicked off on January 1st. Buyers will qualify for about twenty percent less...
BY: JAY BRIJPAUL The Office of the Superintendent of Financial Institutions (OSFI) introduced a stress test as a new way to qualify buyers. A stress test, as you...
