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407ETR Matters

A Non Partisan Approach to 407 ETR Issues

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BY TAMMY FLORES

I have been asked so many times which political party I support. I always answer by saying that I am nonpartisan. Truth be told, it frees you to speak truth to power because you don’t toe a party line and you are in a better position to reason with hot headed, furiously partisan people that are whipped into frenzy over their party loyalties based on sound bites they pick up in the media.

One of the most recent sound bites that make me go … uh… is when I hear partisan politicians using the sale of Highway 407 in their argument to sell Hydro One. Is that even a valid argument? How can you throw the sale of one public service to the private sector, in the face of an opposing party, over another public service you are privatizing? Things that make you go … uh!

I have heard some people try to make the sale of Hydro One seem more important than the sale of Highway 407 by pitting the services against each other and arguing that you can choose to drive on Highway 407 whereas you can’t choose your electric service provider. That may be true however; the need to travel has been around since ancient times. We are talking about centuries of history, building infrastructure to support travel, while electricity is a new invention we can’t seem to live without.

Electricity was invented as early as the 1700’s and became popular in the 1800’s when they realized they could use it for lights. Electricity still didn’t really become popular until the 1930’s. Not even a century later, about 85 years later, we say it’s a necessity.

That’s the point isn’t it? Our quality of life is at stake when our governing authorities make decisions about services we have come to view as a necessity. One service isn’t more important than another. Our quality of life is affected when there is a change in how things are done.

My nonpartisan concern over the sale of Hydro One is that when it is sold into the private sector, the government will be powerless to do anything if the private company starts to exploit people, using questionable business practices to part you from your money.

We see what the track record is for how this administration dealt with 407 ETR’s billing issues. That’s why we are in the courts, dealing with it ourselves because the government has no say over a private corporation’s business. At least that is what we are told by this administration.

We see the track record over how this administration has been promising lower insurance rates. Our Finance Minister can do as many press conferences as he wants, telling us how much they are doing to change the insurance industry. Truth be told, they can’t do a thing if the insurance industry decides they aren’t going to kowtow to the government’s requests. As a matter of fact the media has reported insurance companies raising rates rather than lowering them.

We see the track record over how this administration dealt with the billing issues Hydro One had. Because the company was in public hands, former Ontario Ombudsman, Andre Marin was able to investigate consumers’ complaints. He made it crystal clear the challenges the public had with the company, calling dealing with Hydro One’s billing fiasco “like wrestling with a slippery pig”.

The Provincial Ombudsman can no longer investigate billing issues with Hydro One and shed light onto the problem because the Province is privatizing the services.

If it wasn’t for Andre Marin’s report, we would never have known the torture people were going through over billing inconsistencies. It was like Hydro One took a page out of 407 ETR’s play book. The public, for the most part, remains in the dark with respect to 407 ETR’s billing nightmare because the Province has not been able to investigate consumers’ complaints.

The fight to reign in 407 ETR has fallen to the public to expose. We have to resort to court action to bring the balance we need. This is not cheap. We are thankful for the lawyers out there interested in access to justice issues that are willing to help us out of this mess. If it wasn’t for these lawyers, there would only be more exploitation because the Province is allowing 407 ETR to distribute the billing on the extension of Highway 407.

So now we are full circle. How is throwing the sale of Highway 407, into the face of an opposing political party even an argument when you are still doing business with the same company the highway was sold to? It makes absolutely no sense to me at all. A nonpartisan solution is the only answer. If the government is going to privatize our public services, it’s up to us to keep these private corporations in check. The government has washed their hands of any responsibility for how these corporations behave. Be prepared.

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407ETR Matters

Diplomacy Doesn’t Work with 407 ETR

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BY TAMMY FLORES

We have heard many stories in the media whereby 407 ETR incorrectly billed people due to 407 ETR’s equipment failure. Double billing, not recording the entrance or exit and misread plates seem to be the main issues with 407 ETR’s equipment. Generally, if one of those stories hits the media, the company is very quick to save face, apologize for their mistakes and right their wrongs. But what happens when they try and charge the person the company claims actually owns the charges?

You have read about my case in the past few articles. The company refuses to prove any lawful charges occurred and feels entitled to thousands of dollars in fees and interest. No matter how much you protest that the company made mistakes and had many opportunities to make it right but didn’t, the company says you owe whatever they say you owe. That is not fair at all and I hope to find a lawyer to take these guys on once and for all.

Generally speaking, it’s a business decision whether or not to sue. It’s comes down to dollars and cents. What costs more, the bill or a legal defense? That’s why some issues should be a Class Action or you need to find a lawyer that will sue on contingency. When you are doing something that benefits the public, this is the fair way forward, but it’s difficult to find a lawyer that can handle the risks associated to this kind of a lawsuit.

In all my attempts over the years to resolve my issues with 407 ETR, the company kept giving me false information and tried to justify their behavior. They never accepted their mistakes. They never attempted to right their wrongs. They continue to keep me in Plate Denial in an effort to extort thousands of dollars that is not owed to them.

My most recent communications with 407 ETR’s internal Ombudsman’s office was short and sweet. They refused to answer any questions and just tried to brush this off like I was going to go away and just pay because they said so. Those who know me know that will never happen. This company will never receive another penny out of me… and not just because pennies don’t exist anymore. They won’t receive any money because I don’t owe them any money.

I have decided to move out of Province because I no longer want to live in a Province that prop’s up a company like this. I will then be able to own my own vehicles and put the shenanigans of this Province behind me. This is going to be my last article in the Toronto Caribbean Newspaper. I will be posting to the Stop 407 ETR’s Abuse of Power website from time to time, but this is the only way for me to win against this bully company. Thanks for reading all these years. I wish you all the best.

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407ETR Matters

407ETR Asks Us to Do Them a Favor

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BY TAMMY FLORES

In my last article, I spoke about how 407 ETR started to send out what the company is calling a “discretionary interest adjustment” http://407etrabuseofpower.com/index.php/407-etr-sends-out-a-discretionary-interest-adjustment/. In the article, I posted a forty minute call I had with one of the company’s customer service representatives.

Last week, I got a call from Kevin Sack. Kevin Sack is 407 ETR’s Vice President of Government Relations and Communications. He said he was calling to ask me to do something for the company. Although I remained silent in the conversation, in my mind I was saying, “are you freaking kidding me?” He wanted me to remove the phone conversation I had with the company’s customer service representative. I told him that if the company would treat me fairly I would, but because they still won’t deal with me, I am leaving it there and now I am releasing the phone call I had with Kevin Sack. https://youtu.be/RnPFDRyGyos

In North Carolina, they have a policy that addresses when toll bills should be mailed. GS 136-89.214 has been around since 2013, and the ninety day rule has been in place since then. It currently reads as follows: “If a motor vehicle travels on a Turnpike project that uses an open road tolling system and a toll for traveling on the project is not paid prior to travel or at the time of travel, the Authority must send a bill by first class mail to the registered owner of the motor vehicle or the person who had care, custody, and control of the vehicle as established under G.S. 136-89.212(b) for the amount of the unpaid toll. The Authority must send the bill within ninety days after the travel occurs, or within ninety days of receipt of a sworn affidavit submitted under G.S. 136-89.212(b) identifying the person who had care, custody, and control of the motor vehicle. If a bill is not sent within the required time, the Authority waives collection of the toll. The Authority must establish a billing period for unpaid open road tolls that is no shorter than fifteen days. A bill for a billing period must include all unpaid tolls incurred by the same person during the billing period.”

In other words, if their tolling authority doesn’t send a bill within ninety days, they waive all tolls. That seems fair to me, but 407 ETR doesn’t see it that way. They falsely believe they should be able to get thousands of dollars in interest and fees for their mistakes and when you tell them you aren’t paying for their mistakes, they place you in plate denial. You no longer can drive a vehicle. How is that fair?

Had the Province of Ontario developed a policy like North Carolina’s, it would have prevented the predatory practices 407 ETR has been accused of for so many years. My group would never have been necessary. While I do really believe Mr. Sack when he says the company has heard my concerns, I am puzzled as to why they don’t just treat me fairly. I know the company has heard me because I see the changes the company has made and while it’s a positive step forward, there’s still more work to be done. They still need to deal with me. But so far the company is burying their head in the sand. They think leaving me to languish in plate denial forever that someday I am just going to pay some fictitious bill. After all of these years you would think they would realize that I am not paying them anything and apologize for their mistakes. Not this company. They will never surrender and neither will I. We will be in a stalemate forever.

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407ETR Matters

407 ETR Sends Out a “Discretionary Interest Adjustment”

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BY TAMMY FLORES

I got home from work last week to open an invoice from 407 ETR for one of the three accounts the company opened in my name that showed the previous balance of $7,240.12 had been reduced by $5,610.40. The invoice gave no explanation why other than to say, that it was to “assist” me in settling my account. It’s called a “discretionary interest adjustment” and the company claims on the invoice that no further interest will be added.

So I called 407 ETR right away to see what it was all about. I was told in 2012 that there was nobody that could assist me in settling my account because I had exhausted 407 ETR’s dispute process. Fast forward to 2016 and now, after sixteen years of mismanaging my accounts, 407 ETR says they want to help me settle my accounts.

After a forty minute conversation with CSR Curtis, someone pointed out that this new provision was on their website. I soon realized that what was said on the invoice was not the true intent of the company.

“In 2016, 407 ETR introduced a discretionary interest suspension practice for delinquent account balances of qualifying customers. Specifically, on qualifying accounts, interest is no longer being charged on unpaid amounts invoiced more than five years ago. 407 ETR determines the eligibility criteria for interest suspension and may change the eligibility criteria at any time in its sole discretion. At any time, 407 ETR reserves the right to stop interest suspension and resume charging interest going forward on all amounts owing. Amounts which are eligible for interest suspension will not incur further interest charges, but will remain outstanding until paid in full and are subject to licence plate denial and all collection remedies available to 407 ETR. Any amounts not qualifying for interest suspension will continue to be charged interest. Any new usage or charges will also be subject to interest. 407 ETR payment allocation rules apply to all accounts, including accounts which benefit from interest suspension. Specifically, any payments will be applied against the oldest amounts owing until the balance is paid in full. https://new.407etr.com/en/help/general/faq-howbillswork/faq59.html

407 ETR is like a bully on the playground nobody likes. The company doesn’t say what qualifies for this “adjustment” but goes on to say that the eligibility can change at any time they want it to, even stopping the interest suspension and resume charging interest going forward on all amounts owing.

Here’s the forty minute call I had with them. It’s in Google Drive so you have to be logged into your Google account and use google player to hear the conversation. The conversation is very frustrating because they just keep saying you owe because it says so on the screen. https://drive.google.com/file/d/0B4Ev5DuapM5dRnVaNnYwREttYzg/view?ts=571a4157

CSR Curtis denies the company made any mistakes. He goes as far as to say he would be on my side 100% if he had the facts, but when I told him I could send him the facts, he didn’t want them because the company would accuse me of doctoring the invoices.

I showed him how I accused the company of doctoring invoices in a letter from 407 ETR’s very own Ombudsman. The letter said that the company didn’t doctor the invoices, but merely updated the account. Curtis said he didn’t believe me and didn’t have that particular letter… convenient eh? He went on to say that the company didn’t make any mistakes and I own all the mistakes. After sixteen years, they still cannot provide me with all the photographic evidence that tolls occurred, but I still somehow owe them money for undocumented tolls and cannot legally license a vehicle in the Province of Ontario.

CSR Curtis is an unbeliever. He does not believe what I had been saying about 407 ETR all these years. At minute mark 31:34 he actually said that if what I was telling him was true, they should be in jail. He’s right; they should be in jail for what they have done to me and so many other people.

While this new provision of a “discretionary interest adjustment” may appear to be that the company is learning from their mistakes and trying to play fair, when you look beneath the surface it’s the same old song, just put to a different tune. Will the Province ever do their job and act for what’s in the best interest of consumers? Don’t hold your breath waiting.

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